Inflation Calculator
Inflation eats away your purchasing power silently. Calculate how much your financial targets will actually cost in the future and understand why static savings are not enough.
Starting a monthly SIP of ₹0 today growing at 12% return rate over 10 years will accumulate the target future cost of ₹0 cleanly.
Inflation: The Invisible Wealth Depreciator
Why saving in cash guarantees loss of purchasing power.
Goal Cost Escapes Reality
Common lifecycle milestones like education, marriage, and retirement escape standard pricing assumptions. With an average inflation of 6%, prices double roughly every 12 years. Saving with standard low-interest bank accounts ensures you fall short of your targets.
Real Rate of Return
Your investment must beat inflation to generate true wealth. If inflation is 6% and your deposit returns 5%, your real rate of return is -1% after taxes. To build actual purchasing power, you must compound assets in higher yield products like mutual funds or equity assets.
Lead the SIP Early
The earlier you start, the smaller your required monthly investment. Delaying your SIP by just 3 years can increase your required monthly contribution by up to 40% to achieve the same inflation-adjusted target value later.